Type of cover required
New for Old (Select Policy)
The sum insured should reflect the cost of replacing the caravan, its equipment and contents AS NEW with no deduction to reflect age, wear and tear.
In the event of a total loss the caravan, equipment and contents will be replaced with their brand new equivalent.
The new for old basis of settlement could continue for the life of the caravan and whilst the sums insured are index-linked at renewal they should be reviewed annually to ensure they remain adequate.
Agreed Value (Standard Policy)
If the caravan has been purchased from a bona fide caravan dealer within the
last 12 months, it can be insured at an agreed value. ie for its purchase
price.
In the event of a total loss with 12 months of purchase the insurer will pay the
purchase price with no deduction for depreciation since the purchase date.
In the event of a claim the insurer will need evidence of purchase.
Market Value (Standard Policy)
The sum insured should reflect the market value of the caravan, its equipment
and contents taking into account age and condition.
The sum insured should be reviewed at renewal each year to reflect the value of
any additions or depreciation in value.
CaSSOA registered compound
CaSSOA - The Caravan Storage Site Owner's Association ( CaSSOA ) is an
organisation which evaluates the management and security of caravan storage
facilities, any facility registered with them will meet minimum levels of
security for which we can offer a discount. For more information including a
list of approved storage sites visit www.cassoa .co.uk or telephone 0115
9349826
Member discount available
10% discount available to existing AA Personal Members when they become new AA
Caravan Insurance customers. Discount not available retrospectively. This
offer can be withdrawn or varied at any time.
Tracking Device
There is a wide range of trackers available to fit touring caravans. It is
important to check that the tracker you have is one of the following if you
wish to claim the 25% discount that we offer. These trackers are Pro-active –
they will activate in the event of an unauthorised movement of the caravan.
TRACKER Monitor - visit www.TRACKER.co.uk
or telephone 0500 090909
Sure-Track MT (also known as M-Track) - visit
www.automotionsecurity.com or telephone 078999 67322
Phantom Proactive - visit www.phantom.uk.net
or telephone 08707 777 060
Bulldog RAC Trackstar - visit www.bulldogsecure.com
or telephone 01952 728171
Non-proactive trackers - We will allow a 10% discount if a GPS non-proactive
tracker is installed
HAL-Locate GPS Tracking System – visit www.locate-sales.com
or call 0844 357 6313
TRACKER Monitor - visit www.TRACKER.co.uk or
telephone 0500 090909
Wheel Locking Device
The following devices attract a 25% discount. It is very important to ensure you
do qualify for this discount as there are many wheelclamps available but we
only offer discounts on the following:-
AL-KO Chassis Secure Compact Wheel Lock - launched in 2006 by AL-KO, one of
the leading caravan chassis manufacturers - designed to fit into the AL-KO
Chassis receiver, built into certain caravans manufactured in 2006 or later.
Visit www.al-ko.co.uk or
telephone 01926 818500.
Bulldog MAX wheelclamp - designed to fit into the AL-KO chassis receiver, built
into certain caravans manufactured in 2006 or later. Visit
www.bulldogsecure.com or telephone 01952 728171.
SAS Gridlock - designed to fit into the AL-KO chassis receiver, built into
certain caravans manufactured in 2006 or later. Visit
www.sasproducts.com or telephone 0117 937 4747.
SAS Wheel Lock Diamond - launched in 2007 and designed and manufactured by
Winterhoff for BPW, fully approved by the Explorer Group (Elddis, Compass and
Buccaneer) and fits most post 2004 models.
Anti-Snake Device
The AL-KO ATC anti-snake device was launched in October 2007 and is fitted as
standard on 2008 models manufactured by Lunar and Fleetwood. It is also
available on some models manufactured by Bailey, Swift Group and Avondale. It
can be fitted retrospectively, either by AL-KO at their premises at a cost of
£400 or by Myriad at your premises at a cost of £550. For more information
visit www.al-koatc.co.uk or telephone 01926
818500.